In this module you'll learn the basics of credit repair:

• What credit repair is and why it’s legal.
• Understanding the credit bureaus: Why they exist and are so notoriously difficult to deal with.
• Why you can go after the credit bureaus plus the real reason they are in business and the laws that keep them in check.
• Common misconceptions when it comes to the bureaus.
• Credit reports are explained line-by-line in plain and simple English.
• How to use the credit report to build powerful disputes that get results (with live demonstrations)
• The major differences between Experian, Transunion and Equifax credit reports.
• The laws behind the dispute process and how to use them to your advantage correctly.

Here are the topics included in the module:

• The dispute process and removing tough inaccurate items
• Public records, collections, late payments, and charge-offs.
• The importance of knowing which items to bring up first and last.
• How to write a basic 5-step letter that can get you results almost all of the time.
• How to remove inaccurate unpaid collections, charge-offs, late pays and student loans, plus the right strategies for eliminating erroneous car repossessions.
• Bankruptcy/Judgment/Tax Lien Dispute Flow
• Foreclosure and short sale dispute flow.
• What is considered great credit?

In this module you will learn about advanced dispute strategies and handling the credit bureau’s stall letters.

Below are the topics discussed:

• How credit bureaus process your disputes
• A step-by-step 6-letter dispute campaign that will assist you with removing public records.
• Removing short sales and foreclosures.
• How to spot the various stall tactics that the bureaus use to shut you out and delay your dispute.
• Strategies you can use when mailing your dispute letter that will help prevent frivolous letter responses.
• The four different ways you can dispute with credit bureaus.
• How do I increase my credit rating?

In this module, you will learn about more advanced dispute strategies and other secret methods, rebuilding credit, and raising the credit score secrets.

Below are the topics discussed:

• 8 secret dispute strategies that most people don’t know about. These are advanced methods that only 1 out of 10 credit repair businesses knows about. 
• 7 other advanced dispute strategies that big credit repair companies use daily with great success. 
• How to know when to escalate if the credit bureau doesn’t cooperate. 
• When to bring out the big guns and steamroll your opponent for massive success.
  

Doug is an expert in credit scores. He will go over the various ways to understand a credit report and how to break them down for disputing purposes. Here are some topics included in his session:

• What do car dealerships predict whenever you get a credit score from them?
• What happens when you get ready to apply for a mortgage?
• What are R2B Scores?
• What to talk to your client before submitting a dispute.
• Particular order in which you can review the inaccurate information.
• Impact of Date of Last Activity on your financial information, such as credit card/ mortgage/ auto loan balance, and how it will be used when determining your credit score.
  
  

Lorrillia, the author of the best-selling book Jump Start Your Credit, discusses her methods for dealing with debt collectors. You will learn the following in her session:

• When can you send a debt validation letter?
• Is certified mail necessary for proof of your letter?
• What does FDCPA states on notifying collectors.
• What happens if the debt collector has failed to verify the debt and has sent a notice of the debt to a consumer reporting agency.
• Paying the debt amount or negotiating a settlement.
• When can you sue a debt collector in federal or state court for up to $1000, including damages?
  
  

The Monster Dispute Letters can greatly help you dispute effectively. Here is a list of what you will get:

• 5-Step dispute strategy letters (5 Letters) with PDF flow chart
• Bankruptcy dispute strategy letters (4 Letters) with PDF flow chart
• Foreclosure/Short Sale dispute strategy letters (4 Letters) with PDF flow chart
• Dispute Flow Strategy Letters disputing directly with the collectors (4 letters) with PDF flow chart
• Dispute Flow Strategy Letters for disputing directly with the creditors (5 letters) with flow chart
• Dispute Flow Strategy Letters for disputing directly with the credit bureaus (6 letters) with a PDF flow chart
• Other general letters
  

To further enhance your credit repair knowledge, we have included some very important reports along with step-by-step instructions to rebuild your credit and methods to improve your credit score. This section includes:

• Special Report: Go behind the scenes on how credit bureaus process disputes.
• Special Report: How credit report errors and bad credit scores hurt consumers.
• Special Report: Consumer Financial Protection Bureau Bulletin to help dispute with creditors.
• Case Law: Special Case Law that could help you remove inaccurate collection accounts.
• 12 Ways to Rebuild Your Credit Flow Chart.
• Raise Your Credit Score Flow Chart.
• Rebuild Your Credit Products.
  
  

In this session, you have Ron Gibson discussing the best practices when it comes to disputing creditors

Here are some of the topics included:

• What Creditors Know About You
• Disputing Errors
• Leverage the Law
• Dispute Method 623
• Credit Reporting Agency Data Furnisher In Collusion

Ron Gibson is the founder and owner of DECS We Kill Debt LLC and Debt Solution Services LLC. Ron has personally reviewed over 10,000 consumer credit files and removed nearly 1 million derogatory accounts.

In this session, you have Ebony Dubois discussing the student loan system and its step-by-step blueprint.

Dealing with student loans can be difficult at time especially when you are in default. Sometimes you don’t know which way to turn when dealing with the loan servicers. In this section, you'll learn the ins and out of how to properly handle student loans.

Here are some of the topics included:

• Who Can have Student Loan Forgiveness
• Debt-to-Income Ratio Based on Goals
• How to Handle Positive Reporting and Leveraging That For Your Client

Ebony DuBois is a lead instructor, credit business strategist, and coach who has mentored over 40 companies.

In this session, you have Royce Wheeler discussing the ins and outs of outsourcing to efficiently dispute.

Sometimes, you can save time, money, and effort for your business by working with third parties to assist you in the dispute process.

Here are some of the topics included:

• What is Outsourcing
• Types of Outsourcing
• Pros of Outsourcing and How to Avoid Problems
• Know the Hiring Process

Royce Wheeler is the owner of Wealthcare University located in Saint Petersburg, Fl. He is a tax preparer and board-certified credit consultant specializing in outsourcing, debt validation, and boosting credit scores.

In this session, you have Mark Clayborne discussing the 14 powerful ways on how to counter-respond to credit bureau updates.

These key instructions on responding to the bureaus will make the process of removing inaccurate information from any credit report incredibly easy.

Here are some of the topics included:

• How to Respond If Bureaus Do Not Respond
• What to Do If Credit Bureaus Will Stall
• How to Respond If They Ask For More Information
• What To Do If they Think You Are Suspicious

Mark Clayborne is a dispute and credit expert, entrepreneur, speaker, and bestselling author of the book Hidden Credit Repair Secrets.